Licensing and disclosures
Licensing and disclosures
Ruthann Fong is licensed on both the real estate and mortgage sides. Here is what each license covers and where to verify it.
Real estate
Ruthann Fong, Florida Real Estate Sales Associate License SL3554988, with Kelly Right Real Estate.
Kelly Right Real Estate, 8270 Woodland Center Blvd, Tampa, FL 33614
Mortgage
Ruthann Fong, Mortgage Broker Advisor. Licensed Loan Officer, NMLS #1405107, with Modus Mortgage, company NMLS #1028232.
Hometown Financial Group, LLC dba Modus Mortgage NMLS #1028232
Working with both companies
Kelly Right International, Inc. owns 100% of Kelly Right Real Estate and 100% of Modus Mortgage. Because of this relationship, a referral from one to the other may provide Kelly Right International a financial or other benefit. You are not required to use either company as a condition of buying, selling or financing a property. Other providers with similar services are available, and you are encouraged to shop around.
When Ruthann serves in both roles on a transaction, the required disclosures are provided in writing during that transaction.
General information only
Content on this site is general education. It is not a loan approval, a commitment to lend, a guarantee of any result, or tax, legal or insurance advice. Loans are subject to credit approval, underwriting and program guidelines. Please speak with a tax professional about tax questions.
Equal housing
Equal Housing Opportunity. We do business in accordance with the federal Fair Housing Act and the Equal Credit Opportunity Act.
PENDING: company review. Modus Mortgage and Kelly Right review this page's wording before launch (advertising approval, ledger W6).